Our monthly membership fee covers all the services our primary care physicians provide.
You’ll still need health insurance to help pay for services not within the purview of primary care—that is, to cover the cost of medications, specialty referrals, x-rays, blood tests, specialty tests, surgery, and hospitalizations. But because we will never bill your insurance for anything (none of ImagineMD physicians are in-network for any insurance plan), you can use any insurance you want as long as your plan doesn’t require an in-network primary care physician for referrals. Our practice doesn’t alter your relationship or coverage with your medical insurance in the slightest.
If you have a high deductible health insurance plan, having a direct primary care physician will typically reduce the amount you spend out-of-pocket toward your deductible by reducing the frequency with which you need expensive care. In fact, many of our patients have chosen to switch to a high-deductible plan because the reduction in premiums often offsets our monthly fee. When your own primary care physician is available to you 24/7, you’ll have fewer ER visits, fewer specialty visits, and fewer inpatient hospital stays.
There are no additional copays for visits. There is no contract required. Fees are billed month-to-month.